What would a vacancy tax cost on this home?
Choose the city and enter the assessed value. These taxes apply only when the home is not a principal residence and is empty for more than about half the year, and most require a declaration every year even when no tax is due.
Your estimate
What the calculator assumes.
Rates. Toronto and Vancouver 3%; Ottawa 1% for the first vacant year, rising a point for each further year in a row to 5%; Hamilton 1%; Windsor, Sault Ste. Marie and Guelph 4%. BC’s speculation and vacancy tax is 1% for Canadian citizens and permanent residents from the 2026 tax year, and 3% for 2026 and 4% from 2027 for foreign owners and untaxed worldwide earners. Sources are in the vacancy taxes guide.
Declare even if you owe nothing. Toronto, Vancouver, Ottawa, Hamilton and BC require a declaration; a home that is not declared can be deemed vacant and taxed. Principal residences and homes rented for at least six months a year are generally exempt.