AI photo studio
Virtual Staging
Help buyers picture the possibilities. Stage a room, compare it with the original and choose the results you want to keep.
Open tool CA$3 / clean result
Everything you need.
Nothing you have to juggle.
Find the tools that fit your working day. Existing property apps, brought together under one roof. Looking for a calculator? Browse them by task.
Business records
Mileage Logbook
Keep your property visits in order. Log trips, record odometers and export an annual mileage summary.
Open tool Free preview
Visitor sign-in
Open House
A welcoming sign-in on your tablet. Collect visitor details, keep private notes and export your follow-up list.
Open tool Free preview
Rental operations
Landlord Workspace
Bring property, tenant and maintenance records together in a practical rental management workspace.
Open tool Preview · paid export
Documents
Lease Workspace
Organize rental details and prepare a lease package. Review the requirements for your jurisdiction before use.
Open tool Free preview
Property records
Property Photo Reports
Turn property photos and notes into an organized report for inspections, handovers and maintenance.
Open tool Preview · paid export
Client documents
Estimates & Invoices
Prepare clear estimates and invoices with line items, contact details and a document ready to share.
Open tool Preview · paid export
Document tools
PDF Signing
Add a visible signature to a PDF and prepare your document for download. Not an identity-verification service.
Open tool Preview · paid export
Client handover
Moving Checklist
Give your clients a practical moving plan, from the first arrangements to the keys on moving day.
Open tool Free preview
Canadian planning
Mortgage Calculator
Explore payment scenarios with your clients using the existing Canadian mortgage calculation tool.
Open tool Free
Buyer planning
Closing Cost Calculator
Prepare a starting estimate for the expenses around a property purchase. Confirm actual costs with your advisers.
Open tool Free
Rental planning
Rental ROI Calculator
Compare purchase, financing and operating assumptions to explore a rental property’s possible returns.
Open tool Free
Before you sell
Mortgage Penalty Estimator
Estimate the cost of breaking a Canadian mortgage: three months’ interest, or the rate differential on a fixed rate.
Open tool Free
Agent business
Commission Calculator
See what you keep from a commission after the brokerage split, transaction fees and any annual cap.
Open tool Free
Selling decisions
Offer Comparison
Compare up to three offers on net to the seller, closing dates, deposits and the conditions that could end the deal.
Open tool Free
Buying decisions
Rent vs Buy Calculator
Compare what you would have after a set number of years if you rent and invest, or buy a home.
Open tool Free
Seller planning
Seller Net Proceeds Calculator
Estimate what a home seller keeps after commission, HST, mortgage payoff and closing costs.
Open tool Free
Buyer planning
Affordability Calculator
Estimate a maximum purchase price in any province from income and debts, with the stress test, land transfer tax and monthly costs.
Open tool Free
Owner planning
Mortgage Renewal Calculator
See your new payment at renewal from the remaining balance, the new rate and the amortization left.
Open tool Free
Savings
Savings and GIC Growth Calculator
See how a deposit and yearly contributions grow with compound interest, for savings or a GIC.
Open tool Free
Borrowing
Car Loan Calculator
Estimate a monthly car loan payment and the total interest over the term.
Open tool Free
Debt
Credit Card Payoff Calculator
See how long a card balance takes to clear at a fixed monthly payment, and what the interest costs.
Open tool Free
Debt
Debt Consolidation Calculator
Compare the interest on up to three debts with one consolidated loan.
Open tool Free
Buyer planning
Down Payment Calculator
Find the minimum down payment for a price and compare 5% to 20% down with the insurance premium on each.
Open tool Free
Buyer planning
CMHC Insurance Calculator
Estimate the mortgage insurance premium, the sales tax due at closing and the total mortgage.
Open tool Free
Landlords and tenants
Rent Increase Calculator
The maximum legal rent increase and the earliest date it can start in Ontario, BC or Manitoba.
Open tool Free
Owner planning
Refinance Calculator
Compare your mortgage with a refinance: new payment, cash out, the 80% limit, costs and break-even.
Open tool Free
Owner planning
HELOC Calculator
Estimate a home equity line of credit limit under the 65% and 80% rules, and the interest-only payment.
Open tool Free
Income and tax
Take-Home Pay Calculator
2026 income tax, CPP or QPP and EI in every province and territory, with your take-home pay.
Open tool Free
Savings
TFSA Room Calculator
Your 2026 TFSA contribution room from the CRA limits since 2009, your contributions and withdrawals.
Open tool Free
First home
FHSA Calculator
First Home Savings Account room: $8,000 a year, carry-forward and the $40,000 lifetime limit.
Open tool Free
Retirement and tax
RRSP Calculator
Your 2026 RRSP deduction limit and the income tax a contribution could save.
Open tool Free
Renting
Rent Affordability Calculator
The monthly rent that fits your income under CMHC’s 30% affordability standard.
Open tool Free
Landlords and tenants
Prorated Rent Calculator
Rent for a partial first month, by the days in the month or a yearly daily rate.
Open tool Free
Investing
Cap Rate Calculator
Net operating income, cap rate and gross rent multiplier for a rental property.
Open tool Free
Measuring
Square Footage Calculator
Add up rooms in square feet or square metres.
Open tool Free
Renovating
Paint Calculator
Litres of paint, cans and pails for a room.
Open tool Free
Renovating
Flooring Calculator
Boxes of flooring or tile with waste, and the cost.
Open tool Free
Owner planning
Mortgage Payoff Calculator
How much sooner you pay off the mortgage with accelerated, extra and lump-sum payments.
Open tool Free
Owner planning
Amortization Schedule
Year-by-year interest, principal and balance with Canadian semi-annual compounding.
Open tool Free
Selling and tax
Capital Gains on Property
Tax on selling a home, rental or cottage, with the principal residence exemption and the flipping rule.
Open tool Free
Buying a new home
New Home GST/HST Rebate
GST/HST rebates on a new home: the new housing rebate, the first-time buyers’ rebate and Ontario’s rebate.
Open tool Free
Buyer planning
Land Transfer Tax Calculator
Land transfer tax, welcome tax or registration fees in every province and territory, with first-time buyer rebates.
Open tool Free
Landlords
Rent Receipt Generator
A printable rent receipt with the period, amount and payment method. Nothing leaves your browser.
Open tool Free
Buyer planning
GDS and TDS Calculator
Your debt service ratios at the stress-test rate against the 39% and 44% limits.
Open tool Free
Buyer planning
Mortgage Comparison
Compare up to three mortgage offers on payment, interest, fees, cash back and cost per year.
Open tool Free
Household money
Budget Calculator
A monthly budget from your take-home pay, compared with the 50/30/20 rule of thumb.
Open tool Free
Household money
Net Worth Calculator
What you own minus what you owe, including your home equity.
Open tool Free
Investing
House Flipping Calculator
Profit on a fix-and-flip after costs and the tax under Canada’s 365-day flipping rule.
Open tool Free
Investing
BRRRR Calculator
Cash in, cash back from an 80% refinance, the new payment and cash flow on a BRRRR rental.
Open tool Free
Agent business
Vehicle Business Use
The business share of vehicle expenses, and the CRA simplified logbook test.
Open tool Free
Renovating
Renovation Tax Credits
The federal home accessibility and multigenerational home renovation tax credits.
Open tool Free
Sales tax
Sales Tax Calculator
GST, HST, PST or QST for every province, added to a price or taken out of a total.
Open tool Free
Savings
RESP Calculator
An RESP to age 18 with the Canada Education Savings Grant and its $7,200 lifetime maximum.
Open tool Free
Pricing a home
Comparable Sales Calculator
A value range from up to five comparable sales you enter, by adjusted price per square foot.
Open tool Free
Investing
Short-Term Rental Calculator
Short-term rental income against a long-term lease, with fees, cleaning and break-even occupancy.
Open tool Free
Second homes
Vacant Home Tax Calculator
Vacant and empty home taxes in Toronto, Vancouver, Ottawa, other cities and BC’s speculation tax areas.
Open tool Free
Owner planning
Trigger Rate Calculator
The rate at which a fixed payment on a variable mortgage only covers interest.
Open tool Free
Buyer planning
Down Payment Savings
How long it takes to save the down payment and closing costs for the home you want.
Open tool Free
Agent business
Agent Income Goal
Deals a year to reach an income goal after the split, cap, fees and expenses.
Open tool Free
Landlords
Rental Income Tax (T776)
Net rental income for Form T776, with shared costs split when you rent part of your home.
Open tool Free
Agent business
Business Use of Home
The self-employed business-use-of-home deduction, its limit and the amount carried forward.
Open tool Free
Household money
Inflation Calculator
What an amount from any year since 1914 is worth in another, using Statistics Canada’s CPI.
Open tool Free
Owning a home
Home Maintenance Planner
A yearly maintenance budget and the seasonal checklist for this time of year, from CMHC’s calendar.
Open tool Free
Owning a home
Sell or Rent Out?
Compare selling now with keeping your home as a rental, including the tax on the change of use.
Open tool Free
Buying and selling
Offer Deadlines
Each condition’s deadline in calendar or business days, and a closing date check.
Open tool Free
Moving
Moving Expenses Deduction
Whether your move qualifies under the 40 km rule, the eligible costs and what you can deduct this year.
Open tool Free
Savings
RRSP vs TFSA vs FHSA
Which account leaves you with more after tax: RRSP, TFSA or, for first-time buyers, FHSA.
Open tool Free
Owner planning
Blend and Extend
An estimated blended rate for extending early or borrowing more, against breaking the mortgage.
Open tool Free
Retirement
CPP and OAS Calculator
CPP and OAS for any start age from 60 to 70, partial OAS, and the OAS recovery tax, with 2026 amounts.
Open tool Free
Owning a home
Property Tax Calculator
2026 property tax in 30 Canadian cities, from each city’s official residential rate.
Open tool Free
Buying together
Co-Ownership Calculator
Who owns how much when you buy with family or friends, now and in a few years.
Open tool Free
Car financing
Car Lease vs Buy Calculator
Leasing against financing the same car, with tax, extra kilometres and the car's value at the end.
Open tool Free
Ontario tenancies
Ontario Notice Date Calculator
Earliest termination date for an N4, N12, N13, N9 or other Ontario notice, with 2026 rules and compensation.
Open tool Free
Condo buyers and owners
Condo Special Assessment Calculator
Will the reserve fund cover the next big repair? Your unit's share of a shortfall, as a levy or higher fees.
Open tool Free
Land and lots
Lot and Land Price Calculator
Lot size in square feet, acres and hectares, and the price per square foot, per acre and per front foot.
Open tool Free
Mortgage or investing
Prepay or Invest Calculator
Put extra money on the mortgage or invest it? Payoff date, interest saved and which leaves you with more.
Open tool Free
Heating a home
Home Heating Cost Calculator
Heat pump, gas, oil, propane or electric: yearly heating cost for 21 cities with NRCan's method and your prices.
Open tool Free
Selling a rental
Rental Property Sale Tax Calculator
Tax when you sell a rental: CCA recapture or terminal loss, and the capital gain on building and land.
Open tool Free
Credits for renters and owners
Rent and Property Tax Credits Calculator
Ontario Trillium, BC renter's credit and home owner grant, Manitoba and Quebec credits for rent or property tax.
Open tool Free
Free previews are available with your account. AI generation and paid downloads require their services to be configured; each tool shows its own checkout terms.
Your favorites, one click away.
Create an account to build your own workspace.